Welcome to the blog of Andrew Carroll. Below are some recents posts.

Recent Posts

February 18, 2018

Should I Hire Employees or Independent Contractors?

Do you hire employees or independent contractors when you need help? At one level, this is just a tax issue. Employees are paid via W-2 (normal paychecks). The company pays half the employment taxes (Medicare and Social Security) and the employee pays half. The company will withhold whatever amount you ask of them for income…


February 8, 2018

The Myth of the Expert

Many people will tell you that the financial services industry is changing. And it is, dramatically. But where most people think that it has to do with lowering fees or using technology to make things happen faster – I see something different. I see that the┬áMyth of the Expert is a real thing. The world…


January 18, 2018

Intro to Sales Tax

I get asked a lot about Sales and Use Tax. So here is the CFOAndrew Intro on Sales Tax! Please note this is not an exhaustive list, rules can vary a great deal by state. I am also not touching on the “nexus” issue here. Every state has their own rules as to what constitutes…

Money Thoughts